How can I say goodbye to the "environmental storm"?

How can I say goodbye to the "environmental storm"?

Recently, the State Environmental Protection Administration and the China Insurance Regulatory Commission jointly formulated the "Guiding Opinions on Environmental Pollution Liability Insurance", proposing to initially establish an environmental pollution liability insurance system during the "Eleventh Five-Year Plan" period, and carry out pilot projects for environmental pollution liability insurance in key industries and regions. demonstration.

Environmental pollution liability insurance, commonly known as green insurance, is the insurance company's risk of environmental accidents that may occur in the insurance company, and the insurance company compensates the pollution victims. Green insurance is China's second environmental economic policy following the launch of green credit.

Practice has proved that promote green credit policy has achieved some results, to cut off high energy consumption, high pollution industry disorderly development and the economic lifeline of blind expansion, effectively cut off funds severe violators of the chain from the source to curb investment Impulsiveness has certain practical significance. Nowadays, once the green insurance policy is implemented, it will not only help to change the status quo of “corporate illegal pollution and environmental damage,” but also effectively curb the blind expansion of high-energy and high-pollution industries. If green credit is a signal bullet for the construction of an environmental economic system, we may wish to understand green insurance as a blockbuster in the construction of an environmental economic system, so that polluting enterprises can use it.

From green credit to green insurance, this is a clearly identifiable, step-by-step system. At one time, the State Environmental Protection Administration set off a "storm" once, for example, "the river basin was limited", but the results were minimal. Just as Pan Yue admits that the "sports-style" law enforcement method will only be a tug-of-war between "the enemy and the retreat." Every time, the "storm" is followed by sudden events and passive situations. "Every time, the "storm" fails to become a regular system. Every time, the "storm" can change far. Not as much as people expect.

Say goodbye to "storm" and build a system. From administrative measures to economic punishment, to the construction of the legal system, this is the trend of the times and the choice of the path. Liu Xiangdong, director of the Shanxi Provincial Environmental Protection Bureau, said in an interview with CCTV's "News Investigation": "What is environmental protection? There are no guns, no guns, only charge, only sipping." The role of the environmental protection department makes them in the implementation of the New Deal. Often there is more than enough power. At the same time, simple and low-cost economic penalties make it difficult for fragile polluting enterprises to frown.

To curb corporate pollution, to crack the environmental dilemma, we must not rule out administrative means, but we cannot rely solely on administrative power. We must take multiple measures and adopt multiple means, such as economic means and legal means. Earlier, the Central Economic Work Conference had proposed that “it is necessary to speed up the introduction and implementation of incentives for price, finance, taxation, and finance that are conducive to energy conservation and emission reduction.” It is advisable to regard the green insurance policy as a response and implementation. After green credit and green insurance, there will be policies such as green fiscal taxes and green securities. At the same time, this requires the environmental protection department to cooperate with other functional departments and require relevant functional departments to actively cooperate.

Based on past experience, green insurance will be an economic and environmental “win-win” system. But we must realize that institutional construction is bound to be more difficult than "storm." As Pan Yue said, the system construction must face the choice of “vase” or “enforcement arrow”, facing conflicts of interest between different departments, places and industries, and even facing the public’s high expectations and imperfect endings. Hey. Taking green insurance as an example, under the premise that the corresponding laws and regulations are not perfect and unsuitable, polluting enterprises will inevitably respond to the national advocacy. If polluting enterprises, especially those with a monopoly of national brands, do not take the initiative to purchase What about environmental pollution liability insurance? Also, because of the fear that the compensation limit may be very big, the insurance company does not have the unwillingness to underwrite, and what should be?

In the face of all kinds of predictable or unpredictable problems, the SEPA has sufficient psychological preparation and cognitive preparation. Pan Yue once said: "We are not naive optimists. Because of the setbacks and failures, we know the next step. This section of the road needs more calm and perseverance."

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